{"id":7099,"external_id":"plugin_asdk_app_6ac09cf366248191aae5aec6ba3ddcd8","name":"owned-outright","display_name":"Owned Outright","developer":"WinWithWeb Technologies LLP","category":"Finance","listing_language":"en","listing_language_details":{"method":"cld-0.13.0/listing-v1","reliable":true,"detected_at":"2026-10-28T12:04:35Z","input_sha256":"3d6c4680149934768d442310efa81eddf53c17b89dd6b5ecc3f4a0e15ba3d2ec","source_fields":["release.description","release.interface.short_description","release.interface.long_description"]},"version":"1.1.0","skill_count":0,"first_seen_at":"2026-10-24T12:40:23.232Z","last_seen_at":"2026-11-04T00:00:30.805Z","last_changed_at":"2026-10-28T13:07:34.853Z","install_count":null,"search_matches":[],"research_summary":null,"research_reviewed_at":null,"metadata":{"canonical_app_id":"asdk_app_6ac09cf366248191aae5aec6ba3ddcd8","connector_id":"asdk_app_6ac09cf366248191aae5aec6ba3ddcd8","created_at":"2026-10-03T06:54:12.450383Z","discoverability":"LISTED","id":"plugin_asdk_app_6ac09cf366248191aae5aec6ba3ddcd8","is_template":false,"is_template_instance":false,"name":"owned-outright","release":{"app_ids":["asdk_app_6ac09cf366248191aae5aec6ba3ddcd8"],"app_manifest":{"apps":{"owned-outright":{"id":"asdk_app_6ac09cf366248191aae5aec6ba3ddcd8","required":true}}},"app_templates":[],"description":"US mortgage payoff maths from ownedoutright.com. Gives the new payoff date and interest saved from extra payments, the extra needed to be mortgage-free by a date, when a refinance breaks even, when PMI can be removed, and ARM payments with the worst case the caps allow. Education only, not financial advice.","display_name":"Owned Outright","id":"pluginrel_8282cf25665c81918510d03b972fbaaa","interface":{"brand_color":"#1D5C45","capabilities":["Calculate mortgage payoff with extra payments","Find the extra payment needed for a payoff date","Find the refinance break-even point","Find when PMI can be removed","Show ARM payments and the worst case"],"category":"Finance","composer_icon_dark_url":null,"composer_icon_url":"https://files.openai.com/content?id=file_00000000a5a082088e0b436c88b11335","default_prompt":"$300k mortgage at 6.5%, 30 years left, next payment Nov 2026. How much sooner with an extra $200 a month?","default_prompts":["$300k mortgage at 6.5%, 30 years left, next payment Nov 2026. How much sooner with an extra $200 a month?","Same loan. How much extra per month would I need to be mortgage-free in 15 years?","$300k at 7%, 28 years left. Is refinancing to a 30-year at 6% with $4,000 closing costs worth it? Next payment Nov 2026."],"developer_name":"WinWithWeb Technologies LLP","logo_url":"https://files.openai.com/content?id=file_00000000d600820891adf5aaf8fc4242","logo_url_dark":null,"long_description":"US mortgage maths from ownedoutright.com. Give ChatGPT your balance, rate and time left. It works out the new payoff date and the interest saved from a monthly, yearly or one-time extra payment, the extra needed to be mortgage-free by a date, or how many months until a refinance pays for its closing costs. It can also work out when PMI can be cancelled or must end on a conventional loan, and the payments on an adjustable-rate mortgage, including the highest payment its rate caps allow. Every answer links to the matching calculator so you can adjust the numbers. Education only, not financial advice.","plugin_category_id":"finance","privacy_policy_url":"https://ownedoutright.com/privacy/","screenshot_urls":[],"short_description":"Mortgage payoff calculator","terms_of_service_url":"https://ownedoutright.com/terms/","website_url":"https://ownedoutright.com"},"keywords":[],"onboarding_skill_name":null,"requires_local_executor":false,"skills":[],"version":"1.1.0"},"scope":"GLOBAL","status":"ENABLED"},"research":null,"package_metadata":{"name":"owned-outright","author":{"name":"WinWithWeb Technologies LLP"},"sources":[{"path":"plugin.json","sha256":"dbce8185d9a41be16aa54a280db40d2936955146ed799fcfde1b160f97cfaeff"}],"version":"1.1.0","artifact_id":139776,"observed_at":"2026-11-03T19:17:35Z","support_url":"https://ownedoutright.com/about/","capabilities":["Calculate mortgage payoff with extra payments","Find the extra payment needed for a payoff date","Find the refinance break-even point","Find when PMI can be removed","Show ARM payments and the worst case"],"field_sources":{"name":0,"author":0,"version":0,"support_url":0,"capabilities":0},"extraction_version":1,"conflicts_or_errors":[]}}