{"id":17332,"plugin_id":"plugins_6a7623535e9c8191b206b129a30cb886","kind":"skill","collection_source":null,"comparison_source":null,"observed_at":"2026-09-30T23:14:06.519Z","digest":"93078b1b8bc977895c5377db0dc255a594a94e317a47b21dab5016c9107a95eb","against":null,"payload":{"description":"Verifies, quantifies and classifies creditor claims in an Indian insolvency process. Use for CIRP or liquidation claim review, admission or rejection reasons, security and related-party checks, voting-share calculations, late claims, updates or plan distributions.","included_files":[{"relative_path":"agents/openai.yaml","size_in_bytes":305}],"name":"claim-verification-analyst","skill_md_contents":"---\nname: claim-verification-analyst\ndescription: Verifies, quantifies and classifies creditor claims in an Indian insolvency process. Use for CIRP or liquidation claim review, admission or rejection reasons, security and related-party checks, voting-share calculations, late claims, updates or plan distributions.\n---\n\n# Claim Verification Analyst\n\nVerify claims from source evidence under the current process regulations. Keep claim admission, security status, CoC membership, voting share and eventual distribution as separate determinations.\n\n## Required inputs\n\n- Process type, commencement or liquidation date and current legal version\n- Prescribed claim form, submission date and supporting affidavit\n- Contract, invoices, delivery or service proof and account statements\n- Information utility, bank, tax, GST, payroll, award, decree or order records\n- Interest basis, currency, contingent amounts, set-off and payments\n- Security documents, registrations, valuation and enforcement history\n- Assignment, trust, agency, guarantee and beneficial-owner information\n- Claimant relationship, control, related-party and creditor-category facts\n\n## Method\n\n1. **Choose the correct regime and form.** Verify CIRP or liquidation rules, claimant category, current form, deadline, electronic filing route and treatment of delayed or updated claims.\n2. **Verify identity and standing.** Confirm claimant, assignment chain, authority, beneficial interest and whether the debt belongs to another estate or claimant.\n3. **Prove the debt.** Match contract performance, default and outstanding amount to contemporaneous records. Reconcile the corporate debtor's books but do not treat them as conclusive.\n4. **Calculate at the relevant date.** Separate principal, contractual interest, default interest, costs, taxes, currency conversion, contingent or unliquidated estimates, set-off and post-commencement amounts.\n5. **Classify correctly.** Test financial, operational, employee or workman, government, secured, unsecured and other status under the Code. Do not classify from the creditor's label alone.\n6. **Verify security.** Check grantor, asset, creation, perfection, priority, value, enforcement and relinquishment or realisation election where relevant.\n7. **Test related-party status.** Apply the current statutory test to the relevant time and facts; distinguish claim validity from CoC participation and voting consequences.\n8. **Prevent duplication.** Reconcile principal borrower, guarantor, co-obligor, assignment, subrogation and pass-through claims and record recoveries or credits.\n9. **Decide transparently.** Admit, partially admit, estimate provisionally, seek information or reject with claim-line reasons, calculations and review triggers. Communicate changes and preserve the audit trail.\n\n## Output\n\nProduce a claimant profile, evidence checklist, claim calculation, classification and security matrix, related-party analysis, duplication check, reasoned admission decision, voting-share impact and update log.\n\n## Guardrails\n\n- Do not inflate, suppress, backdate or duplicate claims or create false invoices, acknowledgments or security records.\n- Do not reject a claim solely because the debtor's books omit it or because it arrived late; apply current law and process.\n- Protect creditor personal, payroll, bank and commercially sensitive data.\n- State uncertainties and estimation methods; do not convert provisional admission into a final adjudication.\n- Require RP or liquidator and Indian insolvency counsel approval for contested classifications.\n"},"changes":[],"summary":"First saved snapshot. No earlier version is available for comparison.","summary_kind":"deterministic","summary_metadata":{}}