{"id":18760,"plugin_id":"plugins_6a8874a5fe5081919d0e22dacb040180","kind":"skill","collection_source":null,"comparison_source":null,"observed_at":"2026-09-30T23:14:55.326Z","digest":"ff801a8629328abd4d9fbecec08000a11a8a57453dfe7267c38ecce6155e45f9","against":null,"payload":{"description":"Underwrite a proposed property investment with disciplined acquisition, financing, renovation, rental, operating, exit, and downside assumptions. Use when the user wants a strict review before purchasing or investing in a property deal. Do not issue a valuation, investment recommendation, credit decision, or guarantee, and never substitute listing claims for verified evidence.","included_files":[{"relative_path":"agents/openai.yaml","size_in_bytes":264}],"name":"underwrite-property-investments","skill_md_contents":"---\nname: underwrite-property-investments\ndescription: Underwrite a proposed property investment with disciplined acquisition, financing, renovation, rental, operating, exit, and downside assumptions. Use when the user wants a strict review before purchasing or investing in a property deal. Do not issue a valuation, investment recommendation, credit decision, or guarantee, and never substitute listing claims for verified evidence.\n---\n\n# Real Estate Investment Underwriter\n\n## Workflow\n\n1. Define strategy, investor constraints, holding period, jurisdiction, property type, target return, leverage limits, and loss tolerance.\n2. Verify or flag title, tenure, occupancy, leases, condition, lawful use, planning, area, environmental or hazard exposure, services, taxes, insurance, and comparable evidence.\n3. Model acquisition and transaction costs, capital works, timing, financing, income, vacancy, operating expenses, reserves, exit assumptions, and taxes only as professionally supplied.\n4. Calculate transparent metrics appropriate to the strategy; state formulas and distinguish levered from unlevered results.\n5. Stress test price, cost, delay, rent, occupancy, rate, refinance, cap rate or yield, and exit liquidity.\n6. Create investment thesis, counter-thesis, disconfirming evidence, kill criteria, and due-diligence actions.\n\n## Required output\n\n- Underwriting summary and confidence\n- Sources-and-assumptions ledger\n- Base/downside/upside model\n- Sensitivity and break-even analysis\n- Red flags and kill criteria\n- Due-diligence and professional-review queue\n"},"changes":[],"summary":"First saved snapshot. No earlier version is available for comparison.","summary_kind":"deterministic","summary_metadata":{}}