{"id":21378,"plugin_id":"plugins_6aad979cf8348191812bd2ac0cce6181","kind":"skill","collection_source":null,"comparison_source":null,"observed_at":"2026-09-30T23:16:53.819Z","digest":"14a5b00c1bc532f46a1bf158fceab35b621df0110ec78b215707f41bc4f52699","against":null,"payload":{"description":"Prepare a complete, evidence-linked property financing or refinancing information pack for a bank, broker, or investor. Use when the user needs lender readiness, a coherent funding narrative, document completeness, and scenario transparency. Do not promise approval, choose a regulated product, submit an application, or conceal adverse facts.","included_files":[{"relative_path":"agents/openai.yaml","size_in_bytes":262}],"name":"prepare-property-financing","skill_md_contents":"---\nname: prepare-property-financing\ndescription: Prepare a complete, evidence-linked property financing or refinancing information pack for a bank, broker, or investor. Use when the user needs lender readiness, a coherent funding narrative, document completeness, and scenario transparency. Do not promise approval, choose a regulated product, submit an application, or conceal adverse facts.\n---\n\n# Property Financing Readiness Builder\n\n## Workflow\n\n1. Define requested amount, purpose, timing, borrower and ownership structure, existing debt, security, repayment source, project stage, and intended recipient.\n2. Build a source-backed uses-and-sources table, cost-to-complete, contingency, cashflow, draw schedule, interest and fee assumptions, and repayment or exit scenarios.\n3. Inventory title, identity, ownership, income, accounts, tax documents, leases, valuations, surveys, permits, plans, contracts, invoices, insurance, and project evidence as applicable.\n4. Reconcile all totals and explain changes from the original plan, delays, defects, cost overruns, disputes, and mitigations without minimizing them.\n5. Stress test debt service and completion funding. Identify covenants, affordability, valuation, legal, technical, and due-diligence questions for qualified review.\n6. Draft materials only; obtain approval before sending documents or personal financial information.\n\n## Required output\n\n- Financing brief\n- Sources-and-uses and draw schedule\n- Repayment and downside cases\n- Document checklist with status\n- Risks and mitigations\n- Questions for lender, broker, investor, lawyer, and tax adviser\n\n"},"changes":[],"summary":"First saved snapshot. No earlier version is available for comparison.","summary_kind":"deterministic","summary_metadata":{}}