{"id":72888,"plugin_id":"plugin_asdk_app_6ab978b43118819180523420c26f99b6","kind":"skill","collection_source":"plugin_package","comparison_source":null,"observed_at":"2026-10-31T01:14:42.512Z","digest":"bc5abfa2770cd3d290858dddc25ec09d4b5f5d2340b92ed2e967cbdf7d1931cc","against":null,"payload":{"description":"Research current state mortgage licensing requirements for individuals, companies, branches, or education providers using official regulator, statute, administrative-code, and NMLS checklist sources. Use for state licensing paths, requirements, fees, documents, sponsorship, education, testing, renewal, CE, and multistate comparisons.","included_files":[{"relative_path":"agents/openai.yaml","size_in_bytes":518}],"name":"state-licensing-research","skill_md_contents":"---\nname: state-licensing-research\ndescription: Research current state mortgage licensing requirements for individuals, companies, branches, or education providers using official regulator, statute, administrative-code, and NMLS checklist sources. Use for state licensing paths, requirements, fees, documents, sponsorship, education, testing, renewal, CE, and multistate comparisons.\n---\n\n# State Licensing Research\n\n1. Confirm jurisdiction, license type, applicant type, resident/nonresident status when relevant, and the date the user needs the rule to apply.\n2. Resolve entitlement. Free receives one concise state summary per month; Pro and Provider may save dossiers.\n3. Call `get_current_requirement_set` and `search_official_sources` using this authority order: enacted law/code, regulator, NMLS checklist/chart, official guidance, then secondary discovery sources.\n4. Call `build_state_license_dossier` when saving is allowed.\n5. Cover only supported categories: eligibility, education, exam, background/credit, sponsorship, filing, documents, fees, bonds, fingerprints, deadlines, renewal, CE, and official contacts.\n6. Give every changing fact an as-of date and source. Separate current requirements, future-effective changes, and unresolved conflicts.\n7. End with an ordered action checklist and a “verify before filing” section.\n\nNever guarantee eligibility, approval, timing, or fees. Never ask for or store NMLS passwords, SSNs, fingerprint data, payment cards, or complete disclosure narratives. Do not treat provider marketing pages as controlling authority.\n\n"},"changes":[],"summary":"First saved snapshot. No earlier version is available for comparison.","summary_kind":"deterministic","summary_metadata":{}}