plugin.json

{
  "$schema": "https://agent-plugins.org/schemas/1.0.0/plugin.schema.json",
  "name": "owned-outright",
  "version": "1.1.0",
  "description": "US mortgage payoff maths from ownedoutright.com. Gives the new payoff date and interest saved from extra payments, the extra needed to be mortgage-free by a date, when a refinance breaks even, when PMI can be removed, and ARM payments with the worst case the caps allow. Education only, not financial advice.",
  "author": {
    "name": "WinWithWeb Technologies LLP"
  },
  "extensions": {
    "com.openai": {
      "interface": {
        "displayName": "Owned Outright",
        "shortDescription": "Mortgage payoff calculator",
        "longDescription": "US mortgage maths from ownedoutright.com. Give ChatGPT your balance, rate and time left. It works out the new payoff date and the interest saved from a monthly, yearly or one-time extra payment, the extra needed to be mortgage-free by a date, or how many months until a refinance pays for its closing costs. It can also work out when PMI can be cancelled or must end on a conventional loan, and the payments on an adjustable-rate mortgage, including the highest payment its rate caps allow. Every answer links to the matching calculator so you can adjust the numbers. Education only, not financial advice.",
        "developerName": "WinWithWeb Technologies LLP",
        "category": "Finance",
        "capabilities": [
          "Calculate mortgage payoff with extra payments",
          "Find the extra payment needed for a payoff date",
          "Find the refinance break-even point",
          "Find when PMI can be removed",
          "Show ARM payments and the worst case"
        ],
        "websiteURL": "https://ownedoutright.com",
        "supportURL": "https://ownedoutright.com/about/",
        "privacyPolicyURL": "https://ownedoutright.com/privacy/",
        "termsOfServiceURL": "https://ownedoutright.com/terms/",
        "defaultPrompt": [
          "$300k mortgage at 6.5%, 30 years left, next payment Nov 2026. How much sooner with an extra $200 a month?",
          "Same loan. How much extra per month would I need to be mortgage-free in 15 years?",
          "$300k at 7%, 28 years left. Is refinancing to a 30-year at 6% with $4,000 closing costs worth it? Next payment Nov 2026."
        ],
        "brandColor": "#1D5C45",
        "composerIcon": "./assets/logo.png",
        "logo": "./assets/logo.png"
      },
      "apps": "./.app.json"
    }
  }
}