EXAMPLE.json

{
  "input": {
    "currency": "USD",
    "startDate": "2026-10-01",
    "months": 3,
    "startingFunds": 3000,
    "monthlyFunds": 500,
    "costs": [
      {
        "item": "Tuition",
        "amount": 2000,
        "frequency": "one-time"
      },
      {
        "item": "Materials",
        "amount": 100,
        "frequency": "monthly"
      }
    ]
  },
  "expected": {
    "summary": "Supplied costs total 2300 USD; closing funds 2200 USD.",
    "rows": [
      {
        "month": "2026-10",
        "currency": "USD",
        "openingFunds": 3000,
        "incomingFunds": 500,
        "costs": 2100,
        "closingFunds": 1400,
        "shortfall": 0,
        "chargedItems": "Tuition | Materials"
      },
      {
        "month": "2026-11",
        "currency": "USD",
        "openingFunds": 1400,
        "incomingFunds": 500,
        "costs": 100,
        "closingFunds": 1800,
        "shortfall": 0,
        "chargedItems": "Materials"
      },
      {
        "month": "2026-12",
        "currency": "USD",
        "openingFunds": 1800,
        "incomingFunds": 500,
        "costs": 100,
        "closingFunds": 2200,
        "shortfall": 0,
        "chargedItems": "Materials"
      }
    ],
    "warnings": [
      "Only entered costs and funds are counted. Annual charges begin in the first budget month; interest, inflation, aid eligibility and exchange rates are not estimated."
    ]
  }
}