.codex-plugin/plugin.json

{
  "name": "self-employment-tax",
  "version": "1.0.0",
  "description": "Self-employment tax and 2026 quarterly estimated tax planner for 1099 workers, with due-date reminders and a PDF worksheet.",
  "author": {
    "name": "Zovo",
    "email": "support@zovo.one",
    "url": "https://zovo.one"
  },
  "homepage": "https://self-employment-tax.zovo.one",
  "license": "Proprietary",
  "keywords": [
    "self employment tax calculator",
    "self employment tax calculator 2026",
    "1099 tax calculator",
    "1099 tax calculator 2026",
    "quarterly estimated tax calculator",
    "quarterly estimated tax payments due dates 2026",
    "how much should I pay in quarterly taxes",
    "self employed tax calculator",
    "how much to set aside for taxes as a freelancer",
    "Form 1040-ES",
    "safe harbor estimated tax"
  ],
  "skills": "./skills/",
  "mcpServers": "./.mcp.json",
  "interface": {
    "displayName": "QuarterWise 1099 Tax Planner",
    "shortDescription": "1099 tax + quarterly payments",
    "longDescription": "A self employment tax calculator and quarterly estimated tax planner for 2026. Tell QuarterWise 1099 Tax Planner your 1099 or freelance income, business expenses, and filing status, and it works through the IRS 2026 Form 1040-ES worksheets: self-employment tax on 92.35% of net profit (12.4% Social Security up to the 184,500 dollar wage base, 2.9% Medicare, and the 0.9% Additional Medicare Tax), the deductible half of SE tax, the 20% qualified business income (QBI) deduction, and federal income tax with the 2026 brackets and standard deduction.\n\nIt answers questions like \"I made 60k on 1099, how much do I owe\", \"how much should I pay in quarterly taxes\", and \"how much to set aside for taxes as a freelancer\". It handles a W-2 job plus a side gig (wages use up the Social Security wage base and paycheck withholding is subtracted), married couples where one or both spouses are self-employed, business losses, the child tax credit, and the new 2026 senior and charitable deductions.\n\nFor quarterly estimated taxes it compares 90% of your 2026 tax with 100% of your 2025 tax (110% if your 2025 AGI was over 150,000 dollars), applies the 1,000 dollar rule, and gives the amount for each due date: Apr 15, Jun 15, Sep 15, 2026 and Jan 15, 2027. Missed a payment? Add what you have paid and it shows what to pay now and at each remaining date.\n\nThe result appears as a card in the chat: a waterfall from income through deductions to tax, and four quarterly payment cards with dates, amounts, and status. Download a calendar file (.ics) with reminders before each due date and a printable PDF worksheet laid out like the IRS worksheet, with a payment record.\n\nGood for freelancers, independent contractors, gig workers (DoorDash, Uber, Instacart, Etsy), consultants, and anyone with 1099-NEC or 1099-K income.\n\nLimitations: estimates for planning only, not tax advice. Federal tax for tax year 2026 only; state income tax is not calculated (it tells you if your state has none). Capital gains rates, AMT, net investment income tax, the earned income credit, penalty amounts, and the annualized installment method are not included. Above the 2026 QBI threshold it applies the phase-in using W-2 wages your business paid, with property basis treated as zero. It does not file returns or make payments.",
    "developerName": "Zovo",
    "category": "Finance",
    "capabilities": [
      "Interactive",
      "Read"
    ],
    "websiteURL": "https://self-employment-tax.zovo.one",
    "supportURL": "https://self-employment-tax.zovo.one/support",
    "privacyPolicyURL": "https://self-employment-tax.zovo.one/privacy",
    "termsOfServiceURL": "https://self-employment-tax.zovo.one/terms",
    "defaultPrompt": [
      "I made $60k on 1099 with $8k expenses, single. How much self-employment tax and income tax do I owe for 2026?",
      "Quarterly estimated tax: $95k freelance, $15k expenses, single, 2025 tax $14,200, AGI $98k. What do I pay each quarter?",
      "Quarterly estimated tax payment due dates 2026 with calendar reminders 3 days before each date"
    ],
    "brandColor": "#0F6B57",
    "brandColorDark": "#52C9A6",
    "composerIcon": "./assets/icon.svg",
    "logo": "./assets/logo.png"
  },
  "extensions": {
    "com.openai": {
      "onboardingSkill": "./skills/self-employment-tax/SKILL.md",
      "review": {
        "test_cases": {
          "positive": [
            {
              "description": "1099 income tax estimate (starter prompt 1)",
              "prompt": "I made $60k on 1099 with $8k expenses, single. How much self-employment tax and income tax do I owe for 2026?",
              "tools_triggered": "calculate_self_employment_tax",
              "expected_behavior": "Calls calculate_self_employment_tax with filing_status=single, self_employment_income=60000, business_expenses=8000. Result: self-employment tax $7,347.37, income tax $2,845.73 after a QBI deduction of $6,445.26, total 2026 federal tax $10,193.10, set aside 19.6% of profit, minimum quarterly payment $2,293.45. The widget shows the income-to-tax waterfall, four quarterly cards, and PDF worksheet and calendar buttons that return the files."
            },
            {
              "description": "Quarterly payments with the prior-year safe harbor (starter prompt 2)",
              "prompt": "Quarterly estimated tax: $95k freelance, $15k expenses, single, 2025 tax $14,200, AGI $98k. What do I pay each quarter?",
              "tools_triggered": "plan_quarterly_payments",
              "expected_behavior": "Calls plan_quarterly_payments with self_employment_income=95000, business_expenses=15000, prior_year_tax=14200, prior_year_agi=98000. Total 2026 tax $16,647.46; 90% of it is $14,982.71, so the smaller 100% of 2025 tax ($14,200.00, with 2025 AGI of $98,000) is the required annual payment: $3,550.00 per quarter. Lists the due dates Apr 15, Jun 15, Sep 15, 2026 and Jan 15, 2027 with status for dates already passed."
            },
            {
              "description": "Due dates with calendar reminders (starter prompt 3)",
              "prompt": "Quarterly estimated tax payment due dates 2026 with calendar reminders 3 days before each date",
              "tools_triggered": "find_estimated_tax_due_dates",
              "expected_behavior": "Calls find_estimated_tax_due_dates with reminder_days_before=3. Returns Apr 15, Jun 15, Sep 15, 2026 and Jan 15, 2027 (2026-04-15, 2026-06-15, 2026-09-15, 2027-01-15), marks past and upcoming dates, notes the Jan 15 payment can be skipped by filing by Feb 1, 2027, and gives a downloadable .ics calendar file."
            },
            {
              "description": "W-2 job plus gig income with withholding",
              "prompt": "I have a $70k W-2 job with $7,500 withheld plus $25k DoorDash income and $6k mileage, single. Do I need quarterly payments?",
              "tools_triggered": "plan_quarterly_payments",
              "expected_behavior": "Calls plan_quarterly_payments with w2_wages=70000, federal_withholding=7500, self_employment_income=25000, business_expenses=6000. Self-employment tax $2,684.62, total 2026 tax $12,362.37, $4,862.37 still owed after withholding, so estimated payments are required: minimum $906.54 per quarter. Shows the schedule and download buttons."
            },
            {
              "description": "Catch-up after a missed Q2 payment",
              "prompt": "I missed my Q2 estimated payment. Single, $85k 1099 income, paid $2,500 so far, 2025 tax $11,000, AGI $70k. Today is 2026-07-20.",
              "tools_triggered": "plan_quarterly_payments",
              "expected_behavior": "Calls plan_quarterly_payments with self_employment_income=85000, prior_year_tax=11000, prior_year_agi=70000, estimated_payments_already_made=2500, as_of_date=2026-07-20. Required annual payment $11,000.00 ($2,750.00 per quarter); Q2 is past due, so pay $3,000.00 now, then $2,750.00 on Sep 15, 2026 and Jan 15, 2027 ($8,500.00 remaining). Says a penalty may apply and is not computed."
            }
          ],
          "negative": [
            {
              "description": "Request to file a tax return. Expected: the assistant explains it cannot file and does not call any tool of this plugin.",
              "prompt": "file my taxes"
            },
            {
              "description": "Login to tax software. Expected: no tool call; the assistant points to the software's own site.",
              "prompt": "turbotax login"
            },
            {
              "description": "General definition question with no numbers. Expected: the assistant explains the form itself without calling a tool.",
              "prompt": "what is a 1099 form"
            }
          ]
        },
        "commerce": false,
        "commerce_description": "This plugin does not sell products or process payments.",
        "demo_recording_url": "https://self-employment-tax.zovo.one/demo.mp4"
      },
      "publication": {
        "countries": [],
        "release_notes": "Initial release: 2026 self-employment tax and federal income tax estimate, Form 1040-ES quarterly payments with safe harbor and catch-up, due-date calendar file, and PDF worksheet.",
        "translations": {
          "pl-PL": {
            "subtitle": "Podatek 1099 i zaliczki",
            "description": "Kalkulator ameryka\u0144skiego podatku od samozatrudnienia (self-employment tax) i planer kwartalnych zaliczek na 2026 rok. Podaj przych\u00f3d z 1099 lub z dzia\u0142alno\u015bci freelance, koszty firmowe i status rozliczenia, a QuarterWise 1099 Tax Planner przeprowadzi obliczenia wed\u0142ug arkuszy IRS z formularza 1040-ES na 2026 rok: podatek od samozatrudnienia od 92,35% zysku netto (12,4% na Social Security do limitu 184 500 USD, 2,9% na Medicare i dodatkowe 0,9% Medicare), odliczenie po\u0142owy tego podatku, 20% odliczenie QBI oraz federalny podatek dochodowy wed\u0142ug prog\u00f3w i odliczenia standardowego na 2026 rok.\n\nOdpowiada na pytania typu \u201ezarobi\u0142em 60 tys. na 1099, ile zap\u0142ac\u0119 podatku\u201d albo \u201eile odk\u0142ada\u0107 na podatki jako freelancer\u201d. Uwzgl\u0119dnia etat W-2 z dodatkowym zleceniem (pensja zu\u017cywa limit Social Security, a pobrany podatek jest odejmowany), ma\u0142\u017ce\u0144stwa rozliczaj\u0105ce si\u0119 wsp\u00f3lnie, straty firmy, ulg\u0119 na dzieci oraz nowe odliczenia dla senior\u00f3w i darowizn.\n\nPrzy zaliczkach kwartalnych por\u00f3wnuje 90% podatku za 2026 rok ze 100% podatku za 2025 rok (110% przy AGI powy\u017cej 150 000 USD), stosuje pr\u00f3g 1000 USD i podaje kwot\u0119 na ka\u017cdy termin: 15 kwietnia, 15 czerwca, 15 wrze\u015bnia 2026 i 15 stycznia 2027. Je\u015bli pomini\u0119to wp\u0142at\u0119, pokazuje, ile zap\u0142aci\u0107 teraz i w kolejnych terminach.\n\nWynik pojawia si\u0119 w czacie jako karta z wykresem od dochodu do podatku i czterema kartami wp\u0142at. Mo\u017cna pobra\u0107 plik kalendarza (.ics) z przypomnieniami oraz arkusz PDF do wydruku.\n\nOgraniczenia: szacunek do planowania, a nie porada podatkowa. Tylko podatek federalny USA za 2026 rok; podatek stanowy nie jest liczony. Nie obejmuje stawek od zysk\u00f3w kapita\u0142owych, AMT, podatku NIIT, ulgi EITC, wysoko\u015bci kar ani metody annualizacji. Narz\u0119dzie nie sk\u0142ada zezna\u0144 i nie realizuje p\u0142atno\u015bci."
          },
          "de-DE": {
            "subtitle": "1099-Steuer, Vorauszahlungen",
            "description": "Ein Rechner f\u00fcr die US-Selbstst\u00e4ndigensteuer (self-employment tax) und ein Planer f\u00fcr viertelj\u00e4hrliche Steuervorauszahlungen 2026. Nennen Sie QuarterWise 1099 Tax Planner Ihre 1099- oder Freelance-Einnahmen, Betriebsausgaben und Ihren Veranlagungsstatus, und er rechnet nach den IRS-Arbeitsbl\u00e4ttern des Formulars 1040-ES f\u00fcr 2026: Selbstst\u00e4ndigensteuer auf 92,35 % des Nettogewinns (12,4 % Social Security bis zur Beitragsbemessungsgrenze von 184.500 USD, 2,9 % Medicare und 0,9 % Additional Medicare Tax), Abzug der H\u00e4lfte dieser Steuer, 20 % QBI-Abzug und Bundeseinkommensteuer mit den Steuerstufen und dem Standardabzug 2026.\n\nEr beantwortet Fragen wie \u201eIch habe 60.000 auf 1099 verdient, wie viel schulde ich?\u201c oder \u201eWie viel sollte ich als Freelancer f\u00fcr Steuern zur\u00fccklegen?\u201c. Ber\u00fccksichtigt werden ein W-2-Job plus Nebent\u00e4tigkeit (Lohn verbraucht die Social-Security-Grenze, einbehaltene Lohnsteuer wird abgezogen), Ehepaare bei gemeinsamer Veranlagung, Verluste, der Kinderfreibetrag (Child Tax Credit) sowie die neuen Abz\u00fcge 2026 f\u00fcr Senioren und Spenden.\n\nF\u00fcr die Vorauszahlungen vergleicht er 90 % der Steuer 2026 mit 100 % der Steuer 2025 (110 % bei einem AGI \u00fcber 150.000 USD), wendet die 1.000-USD-Regel an und nennt den Betrag f\u00fcr jeden Termin: 15. April, 15. Juni, 15. September 2026 und 15. Januar 2027. Bei einer verpassten Zahlung zeigt er, was jetzt und zu den restlichen Terminen f\u00e4llig ist.\n\nDas Ergebnis erscheint als Karte im Chat mit einem Wasserfall vom Einkommen zur Steuer und vier Zahlungskarten. Laden Sie eine Kalenderdatei (.ics) mit Erinnerungen und ein druckbares PDF-Arbeitsblatt herunter.\n\nEinschr\u00e4nkungen: nur Sch\u00e4tzungen zur Planung, keine Steuerberatung. Nur US-Bundessteuer f\u00fcr 2026; die Steuer der Bundesstaaten wird nicht berechnet. Nicht enthalten: Kapitalertragss\u00e4tze, AMT, NIIT, EITC, Strafbetr\u00e4ge und die annualisierte Methode. Es werden keine Erkl\u00e4rungen eingereicht und keine Zahlungen ausgef\u00fchrt."
          },
          "es-ES": {
            "subtitle": "Impuesto 1099 y trimestrales",
            "description": "Calculadora del impuesto de aut\u00f3nomos de EE. UU. (self-employment tax) y planificador de pagos estimados trimestrales para 2026. Indica a QuarterWise 1099 Tax Planner tus ingresos 1099 o de freelance, tus gastos del negocio y tu estado civil fiscal, y aplica las hojas de c\u00e1lculo del formulario 1040-ES del IRS para 2026: impuesto de aut\u00f3nomos sobre el 92,35 % del beneficio neto (12,4 % de Seguro Social hasta el l\u00edmite de 184.500 USD, 2,9 % de Medicare y el 0,9 % adicional de Medicare), la deducci\u00f3n de la mitad de ese impuesto, la deducci\u00f3n QBI del 20 % y el impuesto federal sobre la renta con los tramos y la deducci\u00f3n est\u00e1ndar de 2026.\n\nResponde a preguntas como \u00abgan\u00e9 60.000 en 1099, \u00bfcu\u00e1nto debo?\u00bb o \u00ab\u00bfcu\u00e1nto apartar para impuestos como freelance?\u00bb. Tiene en cuenta un empleo W-2 con un trabajo extra (el salario consume el l\u00edmite del Seguro Social y se resta la retenci\u00f3n), matrimonios con declaraci\u00f3n conjunta, p\u00e9rdidas del negocio, el cr\u00e9dito por hijos y las nuevas deducciones de 2026 para mayores y donativos.\n\nPara los pagos trimestrales compara el 90 % del impuesto de 2026 con el 100 % del impuesto de 2025 (110 % si el AGI de 2025 super\u00f3 150.000 USD), aplica la regla de los 1.000 USD y da el importe de cada vencimiento: 15 de abril, 15 de junio, 15 de septiembre de 2026 y 15 de enero de 2027. Si te saltaste un pago, muestra cu\u00e1nto pagar ahora y en las fechas restantes.\n\nEl resultado aparece como una tarjeta en el chat con una cascada de ingresos a impuestos y cuatro tarjetas de pago. Descarga un archivo de calendario (.ics) con recordatorios y una hoja de c\u00e1lculo en PDF para imprimir.\n\nLimitaciones: estimaciones para planificar, no asesoramiento fiscal. Solo impuesto federal de EE. UU. de 2026; no calcula impuestos estatales. No incluye tipos de ganancias de capital, AMT, NIIT, EITC, importes de recargos ni el m\u00e9todo anualizado. No presenta declaraciones ni realiza pagos."
          },
          "fr-FR": {
            "subtitle": "Imp\u00f4t 1099 et acomptes",
            "description": "Un calculateur de l'imp\u00f4t am\u00e9ricain des travailleurs ind\u00e9pendants (self-employment tax) et un planificateur d'acomptes trimestriels pour 2026. Donnez \u00e0 QuarterWise 1099 Tax Planner vos revenus 1099 ou freelance, vos frais professionnels et votre situation fiscale, et il suit les feuilles de calcul du formulaire 1040-ES de l'IRS pour 2026 : imp\u00f4t des ind\u00e9pendants sur 92,35 % du b\u00e9n\u00e9fice net (12,4 % de Social Security jusqu'au plafond de 184 500 USD, 2,9 % de Medicare et la surtaxe Medicare de 0,9 %), d\u00e9duction de la moiti\u00e9 de cet imp\u00f4t, d\u00e9duction QBI de 20 % et imp\u00f4t f\u00e9d\u00e9ral sur le revenu avec les tranches et la d\u00e9duction forfaitaire de 2026.\n\nIl r\u00e9pond \u00e0 des questions comme \u00ab j'ai gagn\u00e9 60 000 en 1099, combien vais-je devoir ? \u00bb ou \u00ab combien mettre de c\u00f4t\u00e9 pour les imp\u00f4ts en freelance ? \u00bb. Il g\u00e8re un emploi salari\u00e9 W-2 avec une activit\u00e9 annexe (le salaire consomme le plafond Social Security et la retenue \u00e0 la source est d\u00e9duite), les couples en d\u00e9claration commune, les pertes, le cr\u00e9dit d'imp\u00f4t pour enfants et les nouvelles d\u00e9ductions 2026 pour seniors et dons.\n\nPour les acomptes, il compare 90 % de l'imp\u00f4t 2026 \u00e0 100 % de l'imp\u00f4t 2025 (110 % si l'AGI 2025 d\u00e9passait 150 000 USD), applique la r\u00e8gle des 1 000 USD et indique le montant pour chaque \u00e9ch\u00e9ance : 15 avril, 15 juin, 15 septembre 2026 et 15 janvier 2027. En cas d'\u00e9ch\u00e9ance manqu\u00e9e, il montre quoi payer maintenant et aux dates restantes.\n\nLe r\u00e9sultat s'affiche dans le chat sous forme de carte : une cascade du revenu jusqu'\u00e0 l'imp\u00f4t et quatre cartes d'\u00e9ch\u00e9ances. T\u00e9l\u00e9chargez un fichier calendrier (.ics) avec rappels et une feuille de calcul PDF imprimable.\n\nLimites : estimations pour planifier, pas un conseil fiscal. Imp\u00f4t f\u00e9d\u00e9ral am\u00e9ricain 2026 uniquement ; l'imp\u00f4t des \u00c9tats n'est pas calcul\u00e9. Non inclus : taux sur les plus-values, AMT, NIIT, EITC, montants des p\u00e9nalit\u00e9s et m\u00e9thode annualis\u00e9e. Il ne d\u00e9pose pas de d\u00e9claration et n'effectue aucun paiement."
          },
          "ja-JP": {
            "subtitle": "1099\u7a0e\u3068\u56db\u534a\u671f\u4e88\u5b9a\u7d0d\u7a0e",
            "description": "\u7c73\u56fd\u306e\u81ea\u55b6\u696d\u7a0e\uff08self-employment tax\uff09\u8a08\u7b97\u3068\u30012026\u5e74\u306e\u56db\u534a\u671f\u4e88\u5b9a\u7d0d\u7a0e\uff08estimated tax\uff09\u306e\u8a08\u753b\u30c4\u30fc\u30eb\u3067\u3059\u3002QuarterWise 1099 Tax Planner \u306b1099\u3084\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u53ce\u5165\u3001\u4e8b\u696d\u7d4c\u8cbb\u3001\u7533\u544a\u30b9\u30c6\u30fc\u30bf\u30b9\u3092\u4f1d\u3048\u308b\u3068\u3001IRS\u306e2026\u5e74\u7248 Form 1040-ES \u306e\u30ef\u30fc\u30af\u30b7\u30fc\u30c8\u306b\u6cbf\u3063\u3066\u8a08\u7b97\u3057\u307e\u3059\u3002\u7d14\u5229\u76ca\u306e92.35%\u306b\u5bfe\u3059\u308b\u81ea\u55b6\u696d\u7a0e\uff08\u793e\u4f1a\u4fdd\u969c\u7a0e12.4%\u306f\u4e0a\u9650184,500\u30c9\u30eb\u307e\u3067\u3001\u30e1\u30c7\u30a3\u30b1\u30a22.9%\u3001\u8ffd\u52a0\u30e1\u30c7\u30a3\u30b1\u30a2\u7a0e0.9%\uff09\u3001\u81ea\u55b6\u696d\u7a0e\u306e\u534a\u984d\u63a7\u9664\u300120%\u306eQBI\u63a7\u9664\u30012026\u5e74\u306e\u7a0e\u7387\u533a\u5206\u3068\u6a19\u6e96\u63a7\u9664\u306b\u3088\u308b\u9023\u90a6\u6240\u5f97\u7a0e\u3092\u6c42\u3081\u307e\u3059\u3002\n\n\u300c1099\u30676\u4e07\u30c9\u30eb\u7a3c\u3044\u3060\u3089\u3044\u304f\u3089\u6255\u3046\u306e\u304b\u300d\u300c\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306f\u7a0e\u91d1\u7528\u306b\u3044\u304f\u3089\u53d6\u3063\u3066\u304a\u304f\u3079\u304d\u304b\u300d\u3068\u3044\u3063\u305f\u8cea\u554f\u306b\u7b54\u3048\u307e\u3059\u3002W-2\u306e\u7d66\u4e0e\u3068\u526f\u696d\u306e\u7d44\u307f\u5408\u308f\u305b\uff08\u7d66\u4e0e\u304c\u793e\u4f1a\u4fdd\u969c\u7a0e\u306e\u4e0a\u9650\u3092\u4f7f\u3044\u3001\u6e90\u6cc9\u5fb4\u53ce\u984d\u306f\u5dee\u3057\u5f15\u304b\u308c\u307e\u3059\uff09\u3001\u592b\u5a66\u5408\u7b97\u7533\u544a\u3001\u4e8b\u696d\u306e\u8d64\u5b57\u3001\u5150\u7ae5\u7a0e\u984d\u63a7\u9664\u30012026\u5e74\u306b\u65b0\u8a2d\u3055\u308c\u305f\u9ad8\u9f62\u8005\u63a7\u9664\u3068\u5bc4\u4ed8\u63a7\u9664\u306b\u3082\u5bfe\u5fdc\u3057\u307e\u3059\u3002\n\n\u4e88\u5b9a\u7d0d\u7a0e\u3067\u306f\u30012026\u5e74\u306e\u7a0e\u984d\u306e90%\u30682025\u5e74\u306e\u7a0e\u984d\u306e100%\uff082025\u5e74\u306eAGI\u304c15\u4e07\u30c9\u30eb\u8d85\u306a\u3089110%\uff09\u3092\u6bd4\u8f03\u3057\u30011,000\u30c9\u30eb\u306e\u30eb\u30fc\u30eb\u3092\u9069\u7528\u3057\u3066\u3001\u5404\u671f\u9650\u306e\u91d1\u984d\u3092\u793a\u3057\u307e\u3059\uff1a2026\u5e744\u670815\u65e5\u30016\u670815\u65e5\u30019\u670815\u65e5\u30012027\u5e741\u670815\u65e5\u3002\u652f\u6255\u3044\u3092\u9003\u3057\u305f\u5834\u5408\u306f\u3001\u4eca\u6255\u3046\u984d\u3068\u6b8b\u308a\u306e\u671f\u9650\u306e\u984d\u3092\u793a\u3057\u307e\u3059\u3002\n\n\u7d50\u679c\u306f\u30c1\u30e3\u30c3\u30c8\u5185\u306e\u30ab\u30fc\u30c9\u3068\u3057\u3066\u8868\u793a\u3055\u308c\u3001\u53ce\u5165\u304b\u3089\u7a0e\u984d\u307e\u3067\u306e\u30a6\u30a9\u30fc\u30bf\u30fc\u30d5\u30a9\u30fc\u30eb\u30684\u3064\u306e\u652f\u6255\u3044\u30ab\u30fc\u30c9\u304c\u4e26\u3073\u307e\u3059\u3002\u671f\u9650\u524d\u306e\u30ea\u30de\u30a4\u30f3\u30c0\u30fc\u4ed8\u304d\u30ab\u30ec\u30f3\u30c0\u30fc\u30d5\u30a1\u30a4\u30eb\uff08.ics\uff09\u3068\u5370\u5237\u7528PDF\u30ef\u30fc\u30af\u30b7\u30fc\u30c8\u3092\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3067\u304d\u307e\u3059\u3002\n\n\u5236\u9650\u4e8b\u9805\uff1a\u8a08\u753b\u7528\u306e\u6982\u7b97\u3067\u3042\u308a\u3001\u7a0e\u52d9\u30a2\u30c9\u30d0\u30a4\u30b9\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u30022026\u5e74\u306e\u7c73\u56fd\u9023\u90a6\u7a0e\u306e\u307f\u3067\u3001\u5dde\u7a0e\u306f\u8a08\u7b97\u3057\u307e\u305b\u3093\u3002\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u7387\u3001AMT\u3001NIIT\u3001EITC\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u984d\u3001\u5e74\u63db\u7b97\u6cd5\u306f\u542b\u307f\u307e\u305b\u3093\u3002\u7533\u544a\u3084\u7d0d\u4ed8\u306f\u884c\u3044\u307e\u305b\u3093\u3002"
          },
          "pt-BR": {
            "subtitle": "Imposto 1099 e pagamentos",
            "description": "Uma calculadora do imposto de aut\u00f4nomo dos EUA (self-employment tax) e um planejador de pagamentos estimados trimestrais para 2026. Informe ao QuarterWise 1099 Tax Planner sua renda 1099 ou de freelancer, as despesas do neg\u00f3cio e seu status de declara\u00e7\u00e3o, e ele segue as planilhas do formul\u00e1rio 1040-ES do IRS para 2026: imposto de aut\u00f4nomo sobre 92,35% do lucro l\u00edquido (12,4% de Social Security at\u00e9 o teto de 184.500 d\u00f3lares, 2,9% de Medicare e o adicional de 0,9% de Medicare), a dedu\u00e7\u00e3o de metade desse imposto, a dedu\u00e7\u00e3o QBI de 20% e o imposto de renda federal com as faixas e a dedu\u00e7\u00e3o padr\u00e3o de 2026.\n\nResponde perguntas como \"ganhei 60 mil no 1099, quanto vou dever?\" e \"quanto separar para impostos como freelancer?\". Considera um emprego W-2 com um trabalho extra (o sal\u00e1rio consome o teto do Social Security e a reten\u00e7\u00e3o na fonte \u00e9 descontada), casais com declara\u00e7\u00e3o conjunta, preju\u00edzos do neg\u00f3cio, o cr\u00e9dito por filhos e as novas dedu\u00e7\u00f5es de 2026 para idosos e doa\u00e7\u00f5es.\n\nPara os pagamentos trimestrais, compara 90% do imposto de 2026 com 100% do imposto de 2025 (110% se o AGI de 2025 passou de 150.000 d\u00f3lares), aplica a regra de 1.000 d\u00f3lares e informa o valor de cada vencimento: 15 de abril, 15 de junho, 15 de setembro de 2026 e 15 de janeiro de 2027. Se voc\u00ea perdeu um pagamento, mostra quanto pagar agora e nas datas restantes.\n\nO resultado aparece no chat como um cart\u00e3o com uma cascata da renda at\u00e9 o imposto e quatro cart\u00f5es de pagamento. Baixe um arquivo de calend\u00e1rio (.ics) com lembretes e uma planilha em PDF para imprimir.\n\nLimita\u00e7\u00f5es: estimativas para planejamento, n\u00e3o aconselhamento tribut\u00e1rio. Apenas imposto federal dos EUA de 2026; o imposto estadual n\u00e3o \u00e9 calculado. N\u00e3o inclui al\u00edquotas de ganho de capital, AMT, NIIT, EITC, valores de multa nem o m\u00e9todo anualizado. N\u00e3o envia declara\u00e7\u00f5es nem faz pagamentos."
          }
        }
      }
    }
  },
  "apps": "./.app.json"
}