plugin.json

{
  "$schema": "https://agent-plugins.org/schemas/1.0.0/plugin.schema.json",
  "name": "australian-business-loan-finder",
  "version": "1.0.0",
  "description": "Find Australian business lenders whose published criteria could fit your business.",
  "author": {
    "name": "Splendid Finance",
    "email": "team@splendidfi.com",
    "url": "https://www.splendidfi.com"
  },
  "homepage": "https://www.splendidfi.com/tools/business-loan-finder",
  "keywords": [
    "business loans",
    "australia",
    "business finance",
    "lenders",
    "equipment finance",
    "invoice finance"
  ],
  "extensions": {
    "com.openai": {
      "interface": {
        "displayName": "Business Loan Finder Australia",
        "shortDescription": "Find Australian business loans",
        "longDescription": "For Australian business owners looking for finance. Tell it what the money is for, how much you need, how long you've been trading, your monthly revenue and whether you have property to offer as security. It explains which type of finance fits and searches a directory of 150+ Australian non-bank, private and bank lenders, product by product, shortlisting only lenders whose published amounts, time trading, revenue and security requirements could fit. Each result names the matching product, why it could fit, what the lender doesn't publish, and a link to the lender's full profile. Covers business loans, lines of credit, overdrafts, invoice and trade finance, equipment and vehicle finance, commercial property, franchise and acquisition finance, ATO debt, debt consolidation, development, agriculture and SMSF lending. Results are indicative, based on each lender's published criteria: not a ranking, a full list or a credit assessment, and no interest rates are quoted. General information only, not credit advice. Provided by Splendid Business Finance Solutions Pty Ltd (ABN 76 683 821 196), an Authorised Credit Representative (No. 572323) of COG Aggregation Pty Ltd (ACL 389527).",
        "developerName": "Splendid Finance",
        "category": "Finance",
        "capabilities": [
          "Read"
        ],
        "websiteURL": "https://www.splendidfi.com/tools/business-loan-finder",
        "supportURL": "https://www.splendidfi.com/contact",
        "privacyPolicyURL": "https://www.splendidfi.com/tools/business-loan-finder/privacy",
        "termsOfServiceURL": "https://www.splendidfi.com/terms",
        "defaultPrompt": [
          "I need A$100k of working capital. Which Australian lenders could fit?",
          "How could I pay off an ATO debt with a business loan?",
          "Which lenders finance equipment for a business trading under a year?"
        ],
        "brandColor": "#2E3192",
        "composerIcon": "./assets/icon.png",
        "logo": "./assets/logo.svg"
      },
      "review": {
        "demo_recording_url": "https://www.loom.com/share/39926fb1c908484cb70516502f452051",
        "test_cases": {
          "positive": [
            {
              "description": "Shortlist business lenders for an unsecured working capital loan",
              "prompt": "I need A$100k of working capital for my business. We've been trading 18 months, turn over about A$40k a month and don't own property. Which lenders could fit?",
              "tools_triggered": "search_lenders",
              "expected_behavior": "Calls search_lenders with financeType business_loan, amount 100000, tradingMonths 18, monthlyRevenue 40000 and hasProperty false. Shortlists lenders such as Capflow, Lumi, NAB, Prospa and ScotPac, naming each lender's matching product, why it could fit and its profile link. Quotes no interest rates and ends with next steps and the provider disclosure."
            },
            {
              "description": "Find business lenders for ATO debt with impaired credit",
              "prompt": "My company owes the ATO about A$250k and has a couple of credit defaults. We've traded for 3 years, do about A$60k a month and I own a house. What are my options?",
              "tools_triggered": "search_lenders",
              "expected_behavior": "Calls search_lenders with financeType ato_debt, amount 250000, tradingMonths 36, monthlyRevenue 60000, hasProperty true and creditIssues true. Lists first the lenders that say impaired credit or tax debt can be considered (e.g. Bizcap, Max Funding, Knote, Maxiron), with their matching products and profile links. No rates and no promise of approval."
            },
            {
              "description": "Look up one business lender",
              "prompt": "What business loans does Prospa offer, and what do I need to be eligible?",
              "tools_triggered": "get_lender",
              "expected_behavior": "Calls get_lender with lender Prospa. Describes Prospa's Small Business Loan, Business Loan Plus and Business Line of Credit with their published amounts, trading and turnover requirements and documents, and links to the Prospa profile. Quotes no interest rates."
            },
            {
              "description": "Equipment finance for a new business",
              "prompt": "I need A$80k to buy equipment and my business started trading 3 months ago. Who might finance it?",
              "tools_triggered": "search_lenders",
              "expected_behavior": "Calls search_lenders with financeType equipment_finance, amount 80000 and tradingMonths 3. Shortlists equipment finance products that consider new businesses (e.g. IMB Bank with Angle Finance, CFI Finance, Yellowgate), and says which criteria each lender doesn't publish."
            },
            {
              "description": "Explain finance types for a cash flow gap",
              "prompt": "My customers pay on 60-day terms and it squeezes my cash flow. Should I look at invoice finance or a line of credit?",
              "tools_triggered": "list_finance_types",
              "expected_behavior": "Calls list_finance_types and explains invoice finance and a business line of credit in plain English, with Learn more links, then offers to search lenders for either type once it knows the amount, trading history and revenue."
            }
          ],
          "negative": [
            {
              "description": "Home loan request. Should not search business lenders; it should explain that the tool only covers business-purpose finance in Australia.",
              "prompt": "Can you find me the best home loan rate for buying my first house in Melbourne?"
            },
            {
              "description": "Unrelated request. Should not call any lender-search tools.",
              "prompt": "What's a good recipe for banana bread?"
            },
            {
              "description": "Business outside Australia. Should not shortlist Australian lenders as if they apply; it should explain the tool only covers Australian businesses.",
              "prompt": "I run a caf\u00e9 in London. Which UK banks would lend me \u00a350k for a refit?"
            }
          ]
        }
      },
      "apps": "./.app.json"
    }
  }
}