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LoanFactory, Inc

LoanFactory, Inc v1.0.3

Real-time mortgage rates

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Description

From the marketplace listing

Get real mortgage numbers from Loan Factory, Inc. (NMLS #320841), a licensed mortgage broker, priced off today's lender rate sheets. Ask what a loan would actually cost you and get current options with the note rate, APR, monthly principal and interest, mortgage insurance where it applies, and estimated closing costs. Ask what you can afford on your income and existing debts. Check whether a loan is conforming or jumbo in a specific county, what the FHA ceiling is, and how the limits change for a duplex, triplex or fourplex. You do not need to know your ZIP code — give a city and state and it resolves the county for you, since loan limits are set per county and can differ by hundreds of thousands of dollars within one state. Answer with whatever you know. If you leave something out, a representative figure is used and reported back, so you always see what the numbers rest on and can correct it. Rates are estimates, not loan offers or locked rates, and no account or sign-up is required.

Language: English · Automatically detected from descriptions.

Competitor profile

From the developer’s listing and package; capabilities are not independently tested. Package observed Nov 3, 2026.

Declared capabilities

Real-time mortgage rates

Declared limitations

  • A state Loan Factory is not licensed in
  • Rate lock or loan application
  • Credit pull or approval decision

Review scenarios; not an exhaustive list.

Cost & access

This plugin does not sell products or process payments. It returns mortgage rate estimates, loan limits and affordability figures.

Terms may have changed since this observation.

Starter prompt

What are mortgage rates in San Jose, California?

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Files & skills

File archives

Plugin package4 files · 9.22 KBBrowse files →
Package details

Publisher declarations from the archived package. These are separate from our research and the live service's terms.

Package author
LoanFactory, Inc
Commerce declaration
Does not support commerceThis does not establish whether access is free or paid.
Review scenarios
5 positive · 3 negativeScenario counts, not test results.

Package observed Nov 3, 2026.

Technical details
First seen
Oct 28, 2026 · 12:00 UTC
Last seen
Nov 3, 2026 · 18:00 UTC
Collection status
Collected

plugin_asdk_app_6adf0b9288208191b85418fd30e2de5e

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