Update to Claus Argos Skill OS

{
  "description": "Model property cash inflows, operating costs, debt service, reserves, taxes as supplied, vacancy, capital expenditure, and liquidity across time. Use for rental property planning, project survival, or portfolio monitoring. Do not guarantee returns, invent tax treatment, recommend a regulated investment product, or execute transactions.",
  "included_files": [
    {
      "relative_path": "agents/openai.yaml",
      "size_in_bytes": 243
    }
  ],
  "name": "model-property-cashflow",
  "skill_md_contents": "---\nname: model-property-cashflow\ndescription: Model property cash inflows, operating costs, debt service, reserves, taxes as supplied, vacancy, capital expenditure, and liquidity across time. Use for rental property planning, project survival, or portfolio monitoring. Do not guarantee returns, invent tax treatment, recommend a regulated investment product, or execute transactions.\n---\n\n# Property Cashflow Modeler\n\n## Workflow\n\n1. Set property scope, currency, period, cash versus accounting basis, ownership assumptions, and opening balances.\n2. Model rent by unit and start date, deposits separately, vacancy, concessions, arrears, recoveries, utilities, maintenance, management, insurance, taxes, compliance, capital work, financing, and reserve movements.\n3. Separate recurring operations, capital expenditure, financing flows, owner contributions, and sale proceeds.\n4. Track source, date, confidence, escalation, and timing for each material input.\n5. Calculate monthly cash balance, debt-service coverage where meaningful, break-even occupancy, reserve runway, and peak funding gap.\n6. Stress test rent delay, vacancy, interest, repair shock, tax or insurance increase, and exit delay. State formula conventions and limitations.\n\n## Required output\n\n- Monthly cashflow and liquidity runway\n- Operating versus capital view\n- Debt and reserve indicators\n- Break-even occupancy and rent\n- Stress scenarios\n- Data gaps and update triggers\n\n"
}