Update to Claus Argos Skill OS

{
  "name": "plan-property-funding-gaps",
  "description": "Quantify a property project's funding gap and structure evidence needed to evaluate owner equity, scope reduction, phasing, partner capital, asset sale, bridge options, refinancing preparation, or pause-and-secure paths. Use when available cash no longer covers the plan. Do not solicit capital, recommend a regulated financial product, or assume funding availability.",
  "included_files": [
    {
      "relative_path": "agents/openai.yaml",
      "size_in_bytes": 267
    }
  ],
  "skill_md_contents": "---\nname: plan-property-funding-gaps\ndescription: Quantify a property project's funding gap and structure evidence needed to evaluate owner equity, scope reduction, phasing, partner capital, asset sale, bridge options, refinancing preparation, or pause-and-secure paths. Use when available cash no longer covers the plan. Do not solicit capital, recommend a regulated financial product, or assume funding availability.\n---\n\n# Property Funding Gap Strategist\n\n## Workflow\n\n1. Reconcile current unrestricted cash, committed funds, undrawn facilities, debt limits, monthly burn, due dates, mandatory securing work, and cost-to-complete.\n2. Calculate timing-specific gap, peak gap, minimum survival cash, and contingency shortfall rather than one undated total.\n3. Separate funding need caused by scope, defects, delay, financing cost, operating loss, tax, disputes, and missing contingency.\n4. Evaluate only plausible response classes: reduce or phase scope, pause and secure, inject equity, restructure timing, prepare external funding, admit a partner, sell another asset, or pursue a property exit.\n5. Compare dilution, security, cost, speed, control, repayment, failure consequences, and documentation requirements. Research current rules and products only for the user's jurisdiction and cite primary sources.\n6. Define stop-loss dates and conditions; never use unverified future funding to justify irreversible spending.\n\n## Required output\n\n- Funding-gap timeline\n- Causes and unavoidable versus discretionary uses\n- Option comparison and readiness gaps\n- Survival plan and stop dates\n- Evidence pack requirements\n- Professional financial, legal, and tax review queue\n\n"
}