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Update to Spliteo

Snapshot Oct 24, 2026 · 13:48 UTC · version 1.0.0

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{
  "description": "Use Spliteo to check shared balances, record group expenses with the right split, plan settle-ups, and review personal spending, budgets and savings goals.",
  "included_files": [],
  "name": "get-started",
  "skill_md_contents": "---\nname: get-started\ndescription: Use Spliteo to check shared balances, record group expenses with the right split, plan settle-ups, and review personal spending, budgets and savings goals.\n---\n\n# Using Spliteo\n\nSpliteo tracks expenses people share in groups (roommates, trips, couples) and the user's own spending, budgets and savings goals. It records money; it never sends or receives payments.\n\n## Look things up before writing\n\n- Resolve a group the user names with `list_groups`, then get its members' `userId`s with `get_group`. Never guess ids.\n- When the user names a category, find its id with `list_categories`.\n- Use the group's currency unless the user says otherwise.\n\n## Recording a shared expense\n\n`create_group_transaction` describes who paid and who owes as cash flows:\n\n- Each payer has a positive `cashFlow` equal to what they paid.\n- Each person sharing the cost has a negative `cashFlow` equal to their share.\n- Positive entries add up to the amount, negative entries to minus the amount.\n- A payer who also shares the cost appears twice.\n\nExample: the user (A) paid 60 for dinner, split evenly with B and C. Participants are `[A +60, A -20, B -20, C -20]`. `splitConfig` uses `\"evenly\"` for both sides and lists A as payer, and A, B and C as recipients.\n\nA repayment between members is a transaction with `type: \"transfer\"`.\n\n## Balances and settling up\n\n- One group: `get_group_balances`.\n- Per person across all groups: `get_consolidated_balances`. Overall totals: `get_user_balance_summary`.\n- Fewest payments to settle a group: `get_settlement_suggestions`. It only suggests. People pay each other outside Spliteo, and the user can then record each payment as a transfer.\n\n## Personal finance\n\n- A month at a glance: `get_monthly_summary`.\n- Budgets: `list_budgets`. Savings goals: `list_goals`, and `contribute_to_goal` to add to one.\n- Spending by category over a date range: `get_category_analytics`.\n\n## Changing or deleting\n\n- Before calling an `update_*` or `delete_*` tool, confirm with the user exactly what will change. Deleting a group transaction changes every member's balance and can't be undone.\n- After any write, tell the user what was recorded: description, amount, currency, who paid and how it was split.\n"
}

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