← PointBagelCONTENT HISTORY

Update to PointBagel

Snapshot Oct 31, 2026 · 00:24 UTC · version 1.1.0

WHAT CHANGED

Product listing or positioning changed

Full description — Now says: does the math on them: which of your credit cards is worth the most on a purchase, what your points are worth, and whether an annual fee is still paying for...

Observed in the public listing; claims come from the publisher.

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All fields and original values.

Full description

Before

Oct 27, 2026 · 00:18 UTC

points, and does the math on them. Connect it and ChatGPT can answer questions about your own wallet: which card earns the most on a purchase, what your points are worth, whether an annual fee is still earning its keep, and which transfe...

After

Oct 31, 2026 · 00:24 UTC

does the math on them: which of your credit cards is worth the most on a purchase, what your points are worth, and whether an annual fee is still paying for itself. Point values are estimates. You'll need a PointBagel account.

Long description

Before

Oct 27, 2026 · 00:18 UTC

points, and does the math on them. Connect it and ChatGPT can answer questions about your own wallet: which card earns the most on a purchase, what your points are worth, whether an annual fee is still earning its keep, and which transfe...

After

Oct 31, 2026 · 00:24 UTC

does the math on them. It records the credit cards you carry, your points balances by program, the statement credits on each one and which you've used, and your annual fees and when they're due. It's built for people who carry several re...

Short description

Before

Oct 27, 2026 · 00:18 UTC

Credit card points, optimized

After

Oct 31, 2026 · 00:24 UTC

Credit card rewards & points

App-6a7f681718308191a94b58413d392b52

Before

Oct 27, 2026 · 00:18 UTC

{"id":"asdk_app_6a7f681718308191a94b58413d392b52","required":true}

After

Oct 31, 2026 · 00:24 UTC

Not present

Compare saved observations

Download comparison JSON
Full technical diff · 15 changed fields

removed /release/app_manifest/apps/app-6a7f681718308191a94b58413d392b52

BEFORE
{
  "id": "asdk_app_6a7f681718308191a94b58413d392b52",
  "required": true
}
AFTER
Field is absent

added /release/app_manifest/apps/pointbagel

BEFORE
Field was absent
AFTER
{
  "id": "asdk_app_6a7f681718308191a94b58413d392b52",
  "required": true
}

changed /release/description

BEFORE
"PointBagel keeps track of your U.S. credit cards and points, and does the math on them. Connect it and ChatGPT can answer questions about your own wallet: which card earns the most on a purchase, what your points are worth, whether an annual fee is still earning its keep, and which transfer bonuses are live right now. The answers come from your actual cards and spending, priced with PointBagel's verified data on programs, transfer partners, and point values, not from a model's memory.\n\nThe connection is read-only. ChatGPT can see your cards, balances, and spending, but nothing can move points or money. Point values are estimates, and the answers say so.\n\nYou'll need a PointBagel account with your cards added. Setup takes a few minutes at pointbagel.com."
AFTER
"PointBagel keeps track of your U.S. credit cards and does the math on them: which of your credit cards is worth the most on a purchase, what your points are worth, and whether an annual fee is still paying for itself. Point values are estimates. You'll need a PointBagel account."

changed /release/id

BEFORE
"pluginrel_e7a6cc32c9e8819185ae13cbccd2cb92"
AFTER
"pluginrel_1f9ed9033be48191849eb53a430eb090"

changed /release/interface/composer_icon_dark_url

BEFORE
"https://files.openai.com/content?id=file_0000000036e481f79743c1d6fecf73d6"
AFTER
null

changed /release/interface/composer_icon_url

BEFORE
"https://files.openai.com/content?id=file_000000005b5c81fd80b904493c25ec1c"
AFTER
"https://files.openai.com/content?id=file_00000000234481f582ae1fc9089411dd"

changed /release/interface/default_prompt

BEFORE
"Which card should I use for groceries?"
AFTER
"Chase Sapphire Preferred or Amex Gold: which should I use at a restaurant?"

changed /release/interface/default_prompts

BEFORE
[
  "Which card should I use for groceries?",
  "What are all my points worth right now?",
  "Show me all my card credits and whether I've used them"
]
AFTER
[
  "Chase Sapphire Preferred or Amex Gold: which should I use at a restaurant?",
  "Which of my credit cards should I use for groceries?",
  "Which transfer bonuses are live right now, and do any of them use points I have?"
]

changed /release/interface/logo_url

BEFORE
"https://files.openai.com/content?id=file_00000000d0088230923549d4cbebcdf9"
AFTER
"https://files.openai.com/content?id=file_00000000a9d081fd9ae026eb2d4b7cad"

changed /release/interface/logo_url_dark

BEFORE
"https://files.openai.com/content?id=file_000000009c14820d9005e538837ca3d7"
AFTER
null

changed /release/interface/long_description

BEFORE
"PointBagel keeps track of your U.S. credit cards and points, and does the math on them. Connect it and ChatGPT can answer questions about your own wallet: which card earns the most on a purchase, what your points are worth, whether an annual fee is still earning its keep, and which transfer bonuses are live right now. The answers come from your actual cards and spending, priced with PointBagel's verified data on programs, transfer partners, and point values, not from a model's memory.\n\nThe connection is read-only. ChatGPT can see your cards, balances, and spending, but nothing can move points or money. Point values are estimates, and the answers say so.\n\nYou'll need a PointBagel account with your cards added. Setup takes a few minutes at pointbagel.com."
AFTER
"PointBagel keeps track of your U.S. credit cards and does the math on them. It records the credit cards you carry, your points balances by program, the statement credits on each one and which you've used, and your annual fees and when they're due. It's built for people who carry several rewards credit cards.\n\nConnect it and ChatGPT can answer questions about your own wallet:\n- Which of your credit cards is worth the most on a purchase, counting how much of each bonus category's spending cap you've already used.\n- What your points are worth, and where they go furthest through transfer partners and award sweet spots.\n- Whether an annual fee is still paying for itself, with the credits you've used and the ones left.\n- Which statement credits are about to expire.\n- Which transfer bonuses are live right now, and whether they apply to points you hold.\n- A credit card's current welcome offer, and your estimated progress toward one you're working on.\n- Before you apply, how each issuer's rules treat the credit cards you've opened. Approval is never guaranteed - issuers decide.\n\nYou can try it before adding any credit cards. Name two and ask PointBagel, for example, \"Chase Sapphire Preferred or Amex Gold at a restaurant?\" It prices each one from its catalog and says which to use.\n\nThe answers about your wallet come from your actual credit cards and spending, priced with PointBagel's verified data on programs, transfer partners, and point values, not from a model's memory.\n\nYou can add credit cards by hand, or sign in to Chase, Amex, or whoever your credit cards are with, and PointBagel tracks them automatically. Spending caps, credits used, welcome-offer progress and the annual fee verdict are measured from the transactions of credit cards tracked automatically. A points balance is the number you entered or PointBagel's estimate built from it, and each answer says which. Point values are estimates too.\n\nThe connection is read-only. ChatGPT can see your credit cards, points balances, and spending, but nothing can move points or money. PointBagel doesn't book travel or check live award availability.\n\nYou'll need a PointBagel account. Setup takes a few minutes at pointbagel.com."

changed /release/interface/short_description

BEFORE
"Credit card points, optimized"
AFTER
"Credit card rewards & points"

changed /release/keywords

BEFORE
[]
AFTER
[
  "credit card rewards",
  "credit card points",
  "which card to use",
  "annual fee",
  "credit card benefits",
  "statement credits",
  "transfer bonuses",
  "travel rewards",
  "points value",
  "credit card optimizer"
]

changed /release/mcp_servers

BEFORE
[]
AFTER
[
  {
    "key": "pointbagel",
    "metadata": {
      "url": "https://pointbagel.com/api/mcp"
    }
  }
]

changed /release/version

BEFORE
"1.0.0"
AFTER
"1.1.0"
Full snapshot data
{
  "canonical_app_id": "asdk_app_6a7f681718308191a94b58413d392b52",
  "connector_id": "asdk_app_6a7f681718308191a94b58413d392b52",
  "created_at": "2026-08-14T19:10:15.292795Z",
  "discoverability": "LISTED",
  "id": "plugin_asdk_app_6a7f681718308191a94b58413d392b52",
  "is_template": false,
  "is_template_instance": false,
  "is_v2_template": false,
  "name": "app-6a7f681718308191a94b58413d392b52",
  "release": {
    "app_ids": [
      "asdk_app_6a7f681718308191a94b58413d392b52"
    ],
    "app_manifest": {
      "apps": {
        "pointbagel": {
          "id": "asdk_app_6a7f681718308191a94b58413d392b52",
          "required": true
        }
      }
    },
    "app_templates": [],
    "description": "PointBagel keeps track of your U.S. credit cards and does the math on them: which of your credit cards is worth the most on a purchase, what your points are worth, and whether an annual fee is still paying for itself. Point values are estimates. You'll need a PointBagel account.",
    "display_name": "PointBagel",
    "id": "pluginrel_1f9ed9033be48191849eb53a430eb090",
    "interface": {
      "brand_color": null,
      "capabilities": [],
      "category": "Finance",
      "composer_icon_dark_url": null,
      "composer_icon_url": "https://files.openai.com/content?id=file_00000000234481f582ae1fc9089411dd",
      "default_prompt": "Chase Sapphire Preferred or Amex Gold: which should I use at a restaurant?",
      "default_prompts": [
        "Chase Sapphire Preferred or Amex Gold: which should I use at a restaurant?",
        "Which of my credit cards should I use for groceries?",
        "Which transfer bonuses are live right now, and do any of them use points I have?"
      ],
      "developer_name": "PointBagel",
      "logo_url": "https://files.openai.com/content?id=file_00000000a9d081fd9ae026eb2d4b7cad",
      "logo_url_dark": null,
      "long_description": "PointBagel keeps track of your U.S. credit cards and does the math on them. It records the credit cards you carry, your points balances by program, the statement credits on each one and which you've used, and your annual fees and when they're due. It's built for people who carry several rewards credit cards.\n\nConnect it and ChatGPT can answer questions about your own wallet:\n- Which of your credit cards is worth the most on a purchase, counting how much of each bonus category's spending cap you've already used.\n- What your points are worth, and where they go furthest through transfer partners and award sweet spots.\n- Whether an annual fee is still paying for itself, with the credits you've used and the ones left.\n- Which statement credits are about to expire.\n- Which transfer bonuses are live right now, and whether they apply to points you hold.\n- A credit card's current welcome offer, and your estimated progress toward one you're working on.\n- Before you apply, how each issuer's rules treat the credit cards you've opened. Approval is never guaranteed - issuers decide.\n\nYou can try it before adding any credit cards. Name two and ask PointBagel, for example, \"Chase Sapphire Preferred or Amex Gold at a restaurant?\" It prices each one from its catalog and says which to use.\n\nThe answers about your wallet come from your actual credit cards and spending, priced with PointBagel's verified data on programs, transfer partners, and point values, not from a model's memory.\n\nYou can add credit cards by hand, or sign in to Chase, Amex, or whoever your credit cards are with, and PointBagel tracks them automatically. Spending caps, credits used, welcome-offer progress and the annual fee verdict are measured from the transactions of credit cards tracked automatically. A points balance is the number you entered or PointBagel's estimate built from it, and each answer says which. Point values are estimates too.\n\nThe connection is read-only. ChatGPT can see your credit cards, points balances, and spending, but nothing can move points or money. PointBagel doesn't book travel or check live award availability.\n\nYou'll need a PointBagel account. Setup takes a few minutes at pointbagel.com.",
      "plugin_category_id": "finance",
      "privacy_policy_url": "https://pointbagel.com/privacy",
      "screenshot_urls": [],
      "short_description": "Credit card rewards & points",
      "terms_of_service_url": "https://pointbagel.com/terms",
      "website_url": "https://pointbagel.com"
    },
    "keywords": [
      "credit card rewards",
      "credit card points",
      "which card to use",
      "annual fee",
      "credit card benefits",
      "statement credits",
      "transfer bonuses",
      "travel rewards",
      "points value",
      "credit card optimizer"
    ],
    "mcp_servers": [
      {
        "key": "pointbagel",
        "metadata": {
          "url": "https://pointbagel.com/api/mcp"
        }
      }
    ],
    "onboarding_skill_name": null,
    "requires_local_executor": false,
    "skills": [],
    "version": "1.1.0"
  },
  "scope": "GLOBAL",
  "share_url": "https://chatgpt.com/plugins/plugin_asdk_app_6a7f681718308191a94b58413d392b52?open_in_app",
  "status": "ENABLED"
}

SHA-256 of public snapshot: 3282da7a82d2182b2163235157c8f6dfd0d093ce3e764260654bbf62b2eb09d4