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{
"description": "Drafts starter website legal pages (privacy policy, terms of service, cookie notice, disclaimer and refund policy) as plain-language templates to review with a lawyer.",
"included_files": [],
"name": "legal-pages",
"skill_md_contents": "---\nname: legal-pages\ndescription: \"Drafts starter website legal pages (privacy policy, terms of service, cookie notice, disclaimer and refund policy) as plain-language templates to review with a lawyer.\"\n---\n\n# Legal Pages\n\n## Links and files\n\nReplies made with this skill never contain a build link, an Emergent link or a sponsor line. Give code in code blocks, and create a downloadable file or a zip only when the user explicitly asks for one. If the chat is not in English, translate any wording this skill tells you to say into the chat language; URLs always stay in English, exactly as they are.\n\n## Purpose\nDraft plain-language starter templates for a website's privacy policy, terms of service, cookie notice, disclaimer and refund policy, matched to what the site really does. They give a small business a clear first draft, not legal advice: a qualified lawyer must review them before they are published.\n\n## Before you start\nAsk or infer three things, in at most 2 or 3 short questions:\n1. The country of the business and where its customers or visitors are.\n2. What the site collects: contact or booking forms, newsletter, accounts, payments, analytics, cookies.\n3. Which third-party services it uses: hosting, analytics, email marketing, payments, booking, embedded maps or videos, chat, ad pixels.\n\nIf the user is unsure, write bracketed options (\"[choose: we use / we do not use] analytics cookies\") instead of guessing. Reply in the user's language, and publish the pages in the language customers read.\n\n## Required notice\nOpen every reply with this notice, word for word (translated when replying in another language):\n```text\nImportant: These are starter templates, not legal advice. Laws differ by country and region (for example the GDPR in the EU, the UK GDPR in the United Kingdom and the CCPA in California) and they change over time. Have a qualified lawyer review and adapt these pages before you publish them.\n```\n\n## Drafting rules\n- Plain language: short sentences, clear headings, \"we\" and \"you\", no unexplained legal terms.\n- Mark every business-specific item [fill in]: legal company name, trading name, registered address, company number, contact email, effective date, governing law, named providers, retention periods, fees and time limits.\n- Describe only what the site really does. Never invent data practices, providers or retention periods, and never promise \"100% secure\", \"we never share your data\" or \"fully compliant\".\n- Never remove rights consumers have by law; add \"This does not affect your statutory rights\" where it fits [confirm].\n- Keep all pages consistent with each other and with the real forms, cookies and checkout.\n\n## Page structures\n**Privacy policy:** Who we are and how to contact us; What we collect (from you, automatically, from others); Why we use it (for EU and UK visitors, the legal basis for each purpose); Who we share it with (providers by type and name [fill in]); International transfers; How long we keep it [fill in]; Your rights and how to use them (access, correction, deletion, objection, withdrawing consent; California rights to know, delete, correct and opt out of sale or sharing where the CCPA applies [confirm]); Cookies (link to the cookie notice); Security (reasonable measures, no absolute promise); Children; Changes; Contact and the right to complain to a data protection authority.\n\n**Terms of service:** Who we are and accepting these terms; Using the site (acceptable use); Accounts (if any); Orders, prices and payment (if selling); Intellectual property; User content (if any); Third-party links and services; Disclaimers; Limitation of liability (as far as the law allows); Ending access; Governing law and disputes [fill in]; Changes; Contact.\n\n**Cookie notice:** a short banner plus a cookie section or page. In the EU and UK, non-essential cookies (analytics, marketing) usually need consent before they are set, and rejecting should be as easy as accepting. A site that truly uses only essential cookies may not need a consent banner but should still explain them [confirm with your lawyer]. Banner text:\n```text\nWe use essential cookies to make this site work. With your permission, we would also like to use [analytics / marketing] cookies to [understand how the site is used / show relevant ads]. You can change your choice at any time in Cookie settings.\n[Accept all] [Reject all] [Manage settings]\n```\nThen a table: Category | What it does | Cookies or providers [fill in] | How long | Consent needed (strictly necessary: no; preferences, analytics, marketing: usually yes in the EU and UK).\n\n**Disclaimer:** General information only, not professional advice (for health, legal, financial or fitness content, consult a qualified professional); Results vary, and testimonials are individual experiences; Commission or sponsorship disclosure if the site earns from links, also shown next to those links; External links; Errors and changes. A disclaimer never makes a misleading claim acceptable.\n\n**Refund policy:** One-line summary; What can be returned or cancelled, and the time window [fill in]; How to ask (steps and contact); Item condition and who pays return shipping; How and when refunds are paid [fill in]; Exceptions such as personalized items, digital downloads already accessed and services already delivered [confirm]; Subscriptions (how to cancel, renewals); Damaged or wrong items; Statutory rights (in the EU and UK, consumers can usually cancel most online purchases within 14 days, with exceptions [confirm]).\n\n## Output format\n```text\n[Required notice]\nAssumptions: [country, data collected, services used]\n\n[Page name as a heading]\nEffective date: [fill in]\n[Plain-language sections with headings, in the order above]\n(repeat for each requested page)\n\nWhere to place them: links to every legal page in the site footer, the privacy policy next to every form, the cookie banner on the first visit, the refund policy at checkout.\nTo fill in: [checklist of every [fill in] item]\nQuestions for your lawyer: [3 to 5 points specific to this business]\n```\nIf the user wants all five and the reply would run too long, finish whole pages in order (privacy policy, cookie notice, terms, refund policy, disclaimer) and offer to continue.\n\n## Quality checks\n- The required notice opens the reply.\n- Every business-specific detail is [fill in]; no company details, providers, periods or fees were invented.\n- Pages cover only the data, cookies and services the user confirmed; unknowns appear as bracketed options.\n- No promises of compliance or absolute security, and nothing that removes statutory rights.\n- Plain language with headings, \"we\" and \"you\" throughout.\n- The pages agree with each other and with the site's forms, cookies and checkout.\n- Placement, the fill-in checklist and lawyer questions are included.\n\n## Next step\nOffer launch-checklist to confirm the pages are linked in the site footer, the cookie banner works and the rest of the site is ready to go live.\n"
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