← Files Investment BankingARCHIVED FILE
skills/covenant-package-analyzer/assets/covenant_memo_template.md
1.42 KB · Oct 2, 2026 · 00:27 UTC
# [Borrower / Issuer] Covenant Package Analysis ## Executive Summary - Recommendation: [proceed / proceed with changes / defer / reject] - Output posture: [decision-grade / diligence-grade / screening-only / not-supportable / blocked] - Top covenant risk: - Top EBITDA definition risk: - Top basket / leakage risk: - Required next step: ## Source Base And Scope | Source ID | Document | Type | Date | Status | Source tier | Notes | |---|---|---|---|---|---|---| ## Covenant Package Snapshot | Area | Key terms | Initial read | Risk | |---|---|---|---| ## Financial Covenant And Headroom | Covenant | Test date | Definition basis | Threshold | Actual | Headroom | Status | Source | |---|---|---|---:|---:|---:|---|---| ## EBITDA Definition And Add-Back Risk | Item | Treatment | Cap / conditions | Risk | QoE / lender view impact | Ask | |---|---|---|---|---|---| ## Basket And Leakage Map | Covenant | Basket / permission | Capacity | Conditions | Leakage path | Severity | Ask | |---|---|---:|---|---|---|---| ## Negotiation Flags | # | Severity | Provision | Issue | Why it matters | Proposed ask | Fallback | |---|---|---|---|---|---|---| ## Open Items And Data Requests | Priority | Needed item | Why it matters | Affected conclusion | Minimum substitute | |---|---|---|---|---| ## Downstream Handoff - To `financials-normalizer`: - To `private-credit-underwriting`: - To `lbo-model-build`: - To `model-audit-tieout`: - To `ib-deck-qc`:
SHA-256: 8fd1dc41a68c6bccd846b6808f478a29e97fafbb27bcbd5b696e5ef12d5bcfa6