assets/courses/aml-review/files/practice/loan-en.md

# Loan and payment

Fictional agreement dated 20 August 2026: Elena Bianchi lends Officina Arco EUR 20000, interest-free and repayable by 31 December 2026, to buy equipment. Fictional bank row dated 28 August: incoming EUR 20000, payer Elena Bianchi, reference DEMO-LOAN-01, description shareholder loan. The supplied parties and amounts agree. The package does not further document source of funds or the equipment purchase. No risk or suspicion conclusion is predetermined.