skills/business-planning/SKILL.md

---
name: business-planning
description: Prepare one business plan for a startup, new venture or established company: assess customers, market, operations, economics, cash needs, options and next actions. Vera and Clara use the same workflow and report.
---

<!-- CLARA_OPENAI_ONBOARDING_BEGIN -->
Onboarding is optional. Continue ordinary professional work immediately,
including direct specialist invocation, without checking or completing a local
onboarding profile. Missing, unfinished, inaccessible or corrupt onboarding state,
or unavailable voice/window controls, must never block ordinary work. Do not
automatically start, resume or repeatedly offer onboarding.
Only for a user-requested tutorial or a native teaching handoff, read
`../clara/references/local-onboarding.md`. A verified paired lesson worker
executes only its bound lesson and token; never bypass tutorial validation.
Tutorial profiles, progress, examples and feedback remain local; never send a
change request, stamp a tutorial receipt or call hosted interviews for a tutorial.
Current user requests take precedence over saved preferences.
<!-- CLARA_OPENAI_ONBOARDING_END -->

# Business Planning

Resolve `../../modules/business-planning` from this directory when it exists;
otherwise resolve `../../../business-planning` in the repository. Read that module's
`skills/business-planning/SKILL.md` completely and follow it. Run dependency checks
and helpers from that module root, the plugin working directory.

This is the same Business Planning function in Vera and Clara. The user's business
question determines the analysis, evidence and report. Both cover the business
proposition, demand, operations, economics, cash, options and recommendation.
Neither product has a different angle or supplies a separate contribution.
Use one case, financial model and report compiler throughout. Resume the same case
for successive pricing, market, competition and financing decisions; preserve each
iteration and distinguish bank debt from venture equity assessment.

The shared skill handles the invoking product's existing storage integration.
This affects file location and access checks only, never analytical scope,
required sections, calculations, conclusions or report content.

## Plugin Improvement Feedback

Use only the feedback rule for the installed entry product:
After substantive use of this workflow, read and follow the `Plugin Improvement Feedback` section in `../vera/SKILL.md`.
After substantive use of this workflow, read and follow the `Plugin Improvement Feedback` section in `../clara/SKILL.md`.