skills/private-credit-underwriting/assets/debt_terms_template.json

{
  "borrower": "exampleco",
  "as_of_date": "2025-12-31",
  "facility": "first lien term loan plus revolver",
  "total_debt": 650000,
  "senior_debt": 650000,
  "cash_interest": 65000,
  "required_repayment": 25000,
  "minimum_liquidity": 50000,
  "revolver_availability": 100000,
  "gross_leverage_warning": 5.0,
  "interest_coverage_warning": 2.0,
  "fixed_charge_warning": 1.2,
  "covenants": [
    {
      "name": "maximum total net leverage",
      "type": "max net leverage",
      "operator": "max",
      "threshold": 4.5
    },
    {
      "name": "minimum fixed charge coverage",
      "type": "min fixed charge coverage",
      "operator": "min",
      "threshold": 1.25
    },
    {
      "name": "minimum liquidity",
      "type": "min liquidity",
      "operator": "min",
      "threshold": 50000
    }
  ]
}