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skills/financial-analysis/SKILL.md

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---
name: financial-analysis
description: Use when preparing controlled historical accounting analysis or fixed financial due-diligence calculations under Vera's accounting controls.
---

<!-- VERA_OPENAI_ONBOARDING_BEGIN -->
Onboarding is optional. Continue ordinary professional work immediately,
including direct specialist invocation, without checking or completing a local
onboarding profile. Missing, unfinished, inaccessible or corrupt onboarding state,
or unavailable voice/window controls, must never block ordinary work. Do not
automatically start, resume or repeatedly offer onboarding.
Only for a user-requested tutorial or a native teaching handoff, read
`../vera/references/local-onboarding.md`. A verified paired lesson worker
executes only its bound lesson and token; never bypass tutorial validation.
Tutorial profiles, progress, examples and feedback remain local; never send a
change request, stamp a tutorial receipt or call hosted interviews for a tutorial.
Current user requests take precedence over saved preferences.
<!-- VERA_OPENAI_ONBOARDING_END -->

# Financial Analysis

After substantive use of this workflow, read and follow the `Plugin Improvement Feedback` section in `../vera/SKILL.md`.

Resolve `../../modules/financial-analysis` from this skill directory when it
exists; otherwise resolve `../../../financial-analysis` in the repository.
Read that module's `skills/financial-analysis/SKILL.md` completely and follow
it. Treat the resolved module root as the plugin working directory for all
commands.

SHA-256: 859629fe6c5d9bf48be94001b464275d5738b3c4a4069c2feb594458960f96a1