skills/capital-allocation-copilot/SKILL.md

---
name: capital-allocation-copilot
description: Convert budget, spend, forecast, reserve and value signals into executive capital allocation options and trade-offs. Use when the user needs capital allocation copilot for CIO decision support.
---

# Capital Allocation Copilot

## Mission

Help leadership decide where to protect, pause, reallocate or increase funding under uncertainty.

## Inputs

Accept budget updates, forecast variances, spend reports, investment cases, value metrics, project portfolios and risk context.

## Workflow

1. Extract financial and value signals.
2. Separate protected spend, value leakage, decision-debt spend and capacity bottlenecks.
3. Generate allocation options and trade-offs.
4. Draft CFO-level questions and missing evidence.
5. Recommend a governance-safe funding posture.

## Output Format

- Executive Summary
- Capital Pressure
- Financial Signals
- Allocation Options
- CFO Questions
- Recommended Funding Posture
- Evidence & Assumptions

## Guardrails

This is decision support, not financial reporting or investment advice.