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Description
From the marketplace listing
Budget Tracker by Smart Money is a personal finance tracker you can use right from ChatGPT. Log income and expenses in plain language ("$12 for lunch today from cash"), ask how much you spent on a category this month, check balances across cash, card, savings, deposit and credit accounts in several currencies, and see how you are doing against weekly, monthly or yearly budgets. You can also paste bank push notifications to record them as transactions without duplicates, post interest on savings deposits, and manage your categories, tags and budgets.
Budget Tracker by Smart Money only reads and writes your own Budget Tracker by Smart Money ledger. It never moves money, never connects to your bank and gives no investment advice. Tools that change or delete data are marked so ChatGPT asks for your confirmation first.
Requires a Budget Tracker by Smart Money account at smart-money.ink.
Language: English · Automatically detected from descriptions.
From the developer’s listing and package; capabilities are not independently tested. Package observed Nov 3, 2026.
Declared capabilities
Log expenses and income from plain-language phrases
Answer spending questions by period and category
Show account balances in multiple currencies
Declared limitations
General investment advice is out of scope.
Live market data is out of scope.
Unrelated calendar request.
Review scenarios; not an exhaustive list.
Cost & access
Budget Tracker by Smart Money does not sell products or process payments inside ChatGPT. The plugin only reads and writes the user's own expense ledger.
Display name changed from Smart Money Tracker to Budget Tracker by Smart Money, matching the website, sign-in and consent screens. No changes to tools, data access or behavior.
Declared in the saved package. Remote tools may change independently.
Package details
Publisher declarations from the archived package. These are separate from our research and the live service's terms.